Sep
21
When mortgage interest rates are low, refinancing is very popular. And right now, mortgage rates are at an all-time low, which makes the idea of refinancing tempting for many property owners. Choosing to refinance your home loan depends on many things —sometimes it can be a smart financial move, and sometimes it just doesn’t make sense right now....
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Sep
07
You keep hearing the phrase “it’s a seller’s market,” but what does that mean? What impact does that have on you as a buyer? To best understand what a seller’s market is, it is best to first understand that it is simply a matter of basic economics—a rule of supply and...
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Aug
25
Refinancing your home can be a great decision as interest rates are at historic lows. It potentially could save you money, and who doesn't want more cash in your wallet? When you refinance your home, you essentially replace your current mortgage with a new loan and new terms. But first, you should answer some important questions. What is it that...
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Aug
09
What's not to love about luxury high-rise condominiums with impressive waterfront views, walkable areas, and stunning sunsets? Before purchasing a condo, however, determining whether title insurance is required is a necessity. After all, this safeguards the property even though you don’t own the land. Title Insurance 101 Title insurance protects your new investment by covering a buyer against potential legal issues associated...
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Aug
05
Now is a great time to refinance your home to take advantage of lower rates or more favorable terms. Even if you refinance through the lender that originated the current loan, you likely will have to pay closing costs such as service and title insurance fees. Our title insurance pros at True Concept...
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Jul
21
There is a lot that goes on behind the scenes when purchasing a new home. Closing costs is one of those things. Closing costs: you may have heard about them on TV. Closing costs are not one set number based on the purchase price; they can include a variety of fees...
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Jul
16
Are you going through the home buying process or refinancing? If you are, and you are financing (or refinancing) the home through a lender, you are will need to get the property appraised. But what is a home appraisal and why do you need it? Why does the lender require it?...
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Jul
12
Feel like you can’t blink in today’s real estate market? These tips will help get your offer accepted in a hot market. The housing market is HOT. Summertime is typically the listing season when many people are putting their homes on the market. Low mortgage interest rates and extra savings have many looking to...
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Jun
24
Buying a home is a big investment in your future. Therefore, it is imperative to protect your home as much as you can since issues with a property like a lien or bankruptcy can arise even after the purchase is completed. It is highly recommended that you obtain title insurance to protect you from and resolve...
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Jun
17
Losing your home to title theft is real. Technology and the Internet have made our personal information more available than ever to criminals. Identity theft is extremely prevalent, but thieves are turning to title theft and stealing people’s property — a much more profitable crime. You may be asking yourself...
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