What is a Home Equity Line of Credit? A home equity line of credit (HELOC) loan allows homeowners to access the equity they’ve built up in their property. It is an essential tool for many homeowners who need access to funds quickly, and it has become increasingly popular in the... read more →
Dec
29
Sep
27
Although True Concept Title offers our services nationwide, this one goes out to our homeowners in our home state of Florida! One of the most common questions we get from buyers, sellers, and industry professionals alike is how title insurance cost is calculated in our sunny state. While you may... read more →
Jul
08
When you creep up into your later years, you’re probably thinking more about the best ways to spend retirement. Maybe you’ve been saving up for a lifetime and are ready to cash out for that luxury home upgrade or new boat to take out on the lake. Although getting older... read more →
Jul
01
If you own a home and are over the age of 62, you may qualify for a reverse home mortgage. This can be an incredibly valuable route to take in order to fully enjoy your retirement. If you are a senior homeowner and want to take advantage of your home’s... read more →
Jun
21
If you’re not actively in the process of closing on a home, you likely don’t think much about title insurance. However, if you are involved in a home sale, you should make sure the parties involved have the necessary protection in the event that a cloud on the title appears. ... read more →
Jun
09
Buying a new home is a very exciting process, but with that, it also tends to be very expensive. Fortunately, if you are looking to purchase a home on a budget, there are a variety of options that won’t completely drain your bank account. One potential option to explore is... read more →
May
23
If you are on a mission to refinance your mortgage to a lower rate in order to take advantage of your home’s equity and you are a former or current military member, a cash-out refinance may be just for you. A cash-out refinance loan exists specifically for military members thanks... read more →
May
23
We hate to say it, but title fraud is a real threat that you need to be aware of if you are a homeowner or plan to purchase a home in the future. The FBI has discovered situations across the United States where home titles have been stolen. Identity theft... read more →
May
16
The home buying process is complex, so it’s important you hire the right team of specialists, especially if this is your first time purchasing a property. Throughout the journey, you will likely have to work with the following people: Mortgage lender Real estate agent Title insurance/escrow agent Real estate attorney Home inspector Appraiser As national... read more →
Apr
27
Purchasing title insurance is an essential step in the homebuying process. Oftentimes, many mortgage lenders will even require that the buyer has a title insurance policy as a stipulation for receiving a loan. When you buy a title insurance policy, you will learn that it is just a one-time cost... read more →